Attention homeowners in Talking Rock and Pickens County: Get an Appraisal today!

Here are the top 7 reasons why GA homeowners use Professional Appraisals:

  1. Find the right listing price (whether they're selling the home themselves or using an agent)
  2. Challenge property tax assessments
  3. Remove PMI to cut their mortgage payment
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Verify another appraiser's report
  6. If property needs to be divided because of a divorce
  7. Determine the true market value of real estate in question to settle an estate in Pickens county or GA

Do you own a home in or near Talking Rock? Do you need help determining the price of your real estate?
Contact Professional Appraisals.

We at Professional Appraisals understand the particular needs of a customer in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Professional Appraisals, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It gives you something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value assessment than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are experts in helping customers just like you rid themselves of unneeded and unwanted PMI insurance.

Challenge Tax Assessment

Lets say you live in a region that is declining -- your local tax assessor may have your house overvalued. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. An appraisal report from Professional Appraisals is your strongest weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. Not only can this be troublesome from a cash flow point of view, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Professional Appraisals can help you reinstate your home equity line of credit with efficient appraisal.

Need Field and Desktop Appraisal Review Services?

Have you just received a copy of your appraisal and you would prefer to have a seasoned appraiser double-check it for preciseness or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? Professional Appraisals offers field reviews where we'll go out and check the subject and comps in question. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Professional Appraisals can help with that too. Even though this is usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your home.